Belk Credit Card Full Information
You will be amazed if i would tell you that Belk credit card has been working for more than 100 years. The departmental store that is associated with this card it was found in Monroe, North California, in the year 1888 and it was founded by William Henry Belk. The Belk credit card has been associated with many of the malls located in America. The Belk stores have a wide variety of clothing, home appliances along with women’s and men’s clothing, accessories and shoes etc.
Today we are going to represent a quick Belk credit card reviews session. You will get to know about the pros and cons along with all the reward details. The Belk credit card is issued by synchrony bank. Synchrony bank is one of the biggest card issuers in the United States.
With many years of it working Belk is the first choice for many of the association like store shoppers,malls etc. Apart from that, a big reason to choose this card is it’s rewards which attracts it’s users. It offer three different levels in rewards which says that the more you spend, the more you will earn. Let’s move ahead with the Belk credit card reviews.
Belk Credit Card Approval And Requirements
When you want to approve your application for the Belk credit card then it requires simply a fair credit score like FICO score 650+. Now coming to the part of requirements so you will need to have few things around you that are listed below.
1- Belk credit card number this is so because you will need to provide it for the registration. When you get delivery of your Belk credit card, you will find the Belk credit card number at back of it.
2- A device, usually like laptop, pc, smartphone etc. Usually the process requires a PC or laptop for the registration process but if you want to login with your account you can use your smartphone.
3- A strong connection of WiFi or internet for all the process. Make sure you have a strong network so you can get done with all the process without any technical problem.
4- All the documents which enclose your personal details and bank details also because you will have to provide them for the registration and many of the process.
Once you have got the details related to the Belk credit card approval, head to gather all of them on a table so that you can start your journey woth Belk credit card.
Register To Belk Credit Card
For performing any activity related to your Belk credit card, you wil need to have an online account so that you can access it online and manage ir easily. For doing any kind of transaction or redeeming your rewards you can get register to your Belk credit card online account. You will need to follow these easy steps and apply for the Belk credit card easily.
Step 1- First step start by visiting the official website of Belk credit, where you can find the registration link for your online account.
Step 2- You will get to see the blue highlighted link but you have to see under that highlighted link which says “login“. You will find the third link saying “New User? Register your card“. Open the link up.
Step 3- Now provide all the necessary data related to your bank account, your name, address, contact details, provide the credit card number etc.
Step 4- Now you will be asked to create a username and password as you want. So that you can use them for easily login to your account.
Step 5- Now hit on the link which says “Register now” and you will see prompt of your successful registration for Belk credit card account.
Note- It is found that you can get confused about your username or password for any reason because many of the user encounter this problem so you can note down the username and password on a paper or in your mobile phone that you have generated so that you don’t face this problem.
Belk Credit Card Login Account
The login process is really simple to follow once you have got registered with your account with all your details. Now you will have to follow steps as mentioned and you can easily access your account.
Step 1- Open the web browser that you use for accessing internet.
Step 2- After searching for the official website if Belk credit card, now you will see the screen which will say “login to your account”.
Step 3- Fill up the blank space with your username and password which you have created.
Step 4- Now click on the “Secure login“link.
Now you will be prompted with your Belk credit card account. You can make transaction as you want. If you find any problem related to your login process, you can follow the next heading.
Forgot The Password? Recover It Easily
You can’t access your online Belk credit card account, if you will not enter your password and username correctly. If the case of password forgetting happens with you then you can reset your password and quickly recover your account by following these steps as mentioned.
Step 1- Click to the web browser that you use and try to access the official website of Belk credit card.
Step 2- On the login page you will find the link which is highlighted in blue colour and says “forgot password?”.
Step 3- Now provide the username and that you have created.You have to enter the same password that you have created in the registration process. Now provide the SSN number in the given space.
Step 4- You will be prompted to a screen which will ask you about the email that you have provided in the registration process.
Step 5- You will see a link that says “Next“. Tap that link to open that link.
Step 6- Next moment you will get a login link to your email.
Step 7- Now you can enter the username same as you registered and enter the new password.
Your password will be saved now. It’s time to login to you account quickly.
Apply For The Belk Credit Card
Impress with the Belk credit card reviews?, have you decided to apply for the Belk credit card? If you want any guide to give you the full procedure about the Belk credit card application we are here to provide you full assistance just keep reading the blog.
Step 1- You need to go to the website of the Belk credit card or just type “Belk credit card application” in the search bar of your web browser, you will get the direct link.
Step 2- Now when you will navigate the Belk website to the end of the page and you will find a heading saying “Belk credit card” under that you will find a link for the application form. Click that link to open the application form.
Step 3- Now you can see a new pop-up on your screen, find the “Continue to Belk credit” button to continue the process.
Step 4- Now that you have done with the step 3, you will be prompted to synchrony bank website along with an application form. You have to fill that form which is opened.
Step 5- The moment you have done filling your form up with your name, address, contact details, bank details now scroll the page to the end and click the “continue” button.
Step 6- On the very next page you will get to choose the type Belk credit card that you want to get and click the “continue” button.
Step 7- You will get the approval for your Belk credit card but in case if you didn’t get any notification give it a 10 days to complete the process.
Pay Belk Credit Card
As soon as you start doing payments or any other transaction through your Belk credit card, you will get the bill to pay it. So there are basically three ways to pay Belk credit card and you will get to know all that in our Belk credit card reviews.
You can pay Belk credit card by online. To do so, you need to login to your account. You need to visit the end of the website page and go through under the Belk credit card application that will have a link named as “Pay Belk credit card“. By clicking that you will get three options for payment you can choose the online option.
The second way to pay Belk credit card is to sending the payment by mail. Here is the mailing address of Belk credit card.
P.O. Box 530940
Atlanta, GA 30553-0940
If you don’t prefer these two methods, you can pay Belk credit card easily by calling to the number as provided 1-800-669-6550. Follow the instructions as provided on that call.
Activate Belk Credit Card
To activate the Belk credit card, go to the website and scroll to the Belk credit card section there you can get a link of “manage account” as soon as you click on that link you will get a page where you can see many of the option including “activate Belk credit card“. You can provide the number of your card and your card will be activated in sometime.
Deactivate Belk Credit Card
You can deactivate your Belk credit card by calling to the number 1-800-669-6550. This is the only way to cancel out your Belk credit card.
Belk Credit Card Application Status
If you haven’t received any notification about your Belk credit card application. You can check your Belk credit card application status by calling at the number 1-800-669-6550.
Questions Related to Belk Credit Card
1) How do i Unsubscribe From Belk?
When you don’t want to recieve any notification or any kind of information from their side you can simply click to the Email Unsubscribe button. You can also choose to unsubscribe directly by texting a message to BELK1(23551).
2) What was Belk Called Before?
Belk is the presently biggest employers of the Charlotte area which was founded by William Henry Belk in 1888. It was firstly named as New York racket. Now it has developed and expanded upto 296 stores throughout 16 states.
3) What Bank is Belk Credit Card?
The Belk credit card is issued by Synchrony bank which holds a MasterCard international associated. Hence, MasterCard is a great trademark and the printed circle represents MasterCard.
4) How Long Does it Takes to GetYour Belk Credit Card in The Mail?
You must give it a few days or up-to 2-3 weeks after you have received the approval and this matter can be depend upon many of the factors.
5) What do you need to do to apply for a Belk credit card?
As you may have seen in this Belk credit card reviews, you must have crossed 18 years of your age and you must be a citizen based in United states. You also have to be assure that you meet the credit card score requirements. Except all these there no more requirements from Belk credit card side.
6) Where can you use a Belk credit card?
It depends on the factor that which of the Belk credit card you are using. If you are using a Belk MasterCard credit card you can use it any place where the store accept MasterCard. If you are using a Belk store credit card then you can use it only at Belk stores whether it is online or offline.
7) Does Belk have a Credit Card?
You can get some cool bonuses. The moment you got registered at the Belk credit card you can get some awesome discount like 20% for most of the items but except homes and shoes purchases. Also, you can get a 1000-point bonus for your first time shopping and $10 which you can redeem at Belk stores.
8) Does Belk have Free Returns?
If you purchase any thing which is without merchandise receipt or any packing slip or even after 180 days of shopping they will refund the price based on the last sale price that is offered throughout 30 days. You can receive the refund via Belk rewards credit card or any Belk gift card.
9) Do Belk Credit Card Holders get Free Shipping?
All the Belk elite rewards card users gets free shipping. No matter if you are using it with online portal or Belk store.
10) What is The Interest Rate at Belk Credit Card?
Usually Belk credit card don’t charge any annual fees. The purchase APR is approximately 25.49% and the minimum interest charge is $1.00
11) What is Belk Flex Pay?
Belk credit card holders who used to spend at least $600 in a year they can have an upgrade of Belk premier card. Now, the premier members can get all the benefits that are offered in basic Belk credit card and also they can also see the exclusive offers and a flex pay plan. The flex pay plan helps users to avoid interest charge on billing period if they have got met with a certain payment requirements.
12) Does Belk Have in-Store Pick up?
There’s a option of “Buy online pick ip in store” present at the website page which allows the users to place an order at Belk store online and you can pick your order the next day.
Belk Credit Card Benefits
As you know it’s a credit card associated with store and there are two types of Belk credit cards which are namely as Store branded and MasterCard cards. You can use the MasterCard version anywhere. You can use the Belk credit card anywhere else can give you a great reward such as 2%reward for grocery including gas and on the other hand 1% reward rate for anything else that you shop. No matter what version of the Belk credit card you are using, it will provide you 20 exclusive saving events throughout a year and you can early access to promotions.
Apart from these benefits, you can get a great amount of rewards and bonuses. Very much to offer for great shoppers. If you have got the MasterCard you can use this credit card anywhere except Belk.
Belk Credit Card Rewards
Here are some of the rewards offer from the Belk credit card side.
Belk rewards – This basic version if the Belk credit card that you will receive after submitting the registration application. It gives you a 3% which means 3 points for every single $ you spent there.
Belk Premier rewards – Users get to receive this credit card after they have reached the level of spending range upto $600 to $1,499 in a year. This version of Belk credit card offers 4% of rewards at Belk store.
Advanced card – This card is also known as Belk elite rewards. Users can get this credit card after they have spent more than $1,500 at Belk stores throughout a year. This card offers reward rate of 5% to it’s customers at Belk stores.
Belk Credit Card Mailing Address
In case of any query you can write directly to the Belk credit card abd they will provide a solution that you can easily go with. Sometime only calling can’t be enough so you must have to take any immediate action. You can write to the Belk credit card mailing address which is mentioned below
P.O. Box 530940
Atlanta, GA 30553-0940
Belk Credit Card Customer Support Phone Number
If you have any queries regarding any service or any transaction from the Belk credit card side, you can call at this number 1-800-669-6550. The Belk credit card representatives are available from Monday to Saturday, upto 8:30am-7:00pm ET.
Lost Belk Credit Card
If you have lost your credit card anywhere while shopping or any other work you can immediately make a call to the Belk credit card customer support phone number which is 1-800-669-6550 and talk to the executive to block my card and issue new one.
Check Balance of Belk Credit Card
You can check the balance of your Belk credit card by using the 16-digits card number along with 4- digit access code which must be present at the back of your Belk credit card . You can check the balance also by visiting any nearby Belk store or you can call the toll free number of Belk credit card customer support phone number.
Belk Credit Card Reviews
Belk rewards credit card can attract you, if you shop regularly and spend a lot of time in store. The Belk credit card turns out to be a great savings tool for those who belongs to that category. Remember that the APR is 25.49% so you need to be careful about the balance you carry. If you are going to spend more then you will get more rewards. No matter if you don’t shop at Belk that much to make that amount of purchase rewards you can still be considered to obtain a Belk credit card with a signup bonus.